Financing

The process for implementing a Small Business Financing Package isn’t magic, but it does require a level of knowledge and expertise. The old time bank robber was once asked why he robbed banks. His answer: “Because that’s where the money is”. As any businessman who has set out to fund his business can attest, knowing that the bank has money, isn’t enough to get the bank to let you borrow it. Every bank has a defined set of profiles for determining the types of case they are willing to fund. Companies like Aviva have varied products that cater to different profiles. At Financing.Org our expertise is in know how to package your loan applications and how to identify the proper institutions to ask. We know where the money is, and more importantly, we know how to ask for it.

Our Small Business Financing Program is really quite simple:

1. You Apply Online or call us.
2. We’ll provide you with our Loan Analysis Data Sheets, so that we can better understand your unique business circumstances. You complete and fax back to us the completed Loan Analysis Data Sheets
3. We’ll do a preliminary case review, and provide you with a complete review of your options, along with a Letter of Engagement. You return our Letter of Engagement.
4. We pull your Business and Personal Credit Reports, and determine any submission conditions that need to be resololution before submission of final Loan Applications.
5. We will work with you to resolve as many of these Submission Conditions as possible. During this time we will work with you to structure the kind of credit behavior and credit file that banks require to provide you with funding. The scope of the submission conditions that need to be resolved, together with your level of cooperation, will determine how your case funds.
6. We will work with you to establish the types of trade credit and business financial profile that provide lenders with security and comfort.
7. We will build a Business Financing Plan tailored to your circumstances and requirements. This plan will identify the Banks and other Small Business Lenders in our system to whom we will submit your applications.
8. We will work with you to create and submit proper lender applications and documentation.
9. Acting as your agent we will supervise all information requests and work with you to resolve all funding requirements presented by our lenders.
10. As each round of financing funds, we will work with you to integrate those credit facilities into your business, and prepare your for the subsequent round of business financing.